Financial Ratio Analysis of Bank Performance

  • Vinky Era Ariesta Universitas Pembangunan Nasional “Veteran” Jakarta
  • Marlina Marlina Universitas Pembangunan Nasional “Veteran” Jakarta
  • Siti Hidayati Universitas Pembangunan Nasional “Veteran” Jakarta
Keywords: Firm Size, Credit Risk, Capital Adequacy, and Bank Performance

Abstract

This study aims to determine the effect of Firm Size proxied with SIZE), Credit Risk proxied by Non Performing Loans (NPL), and Capital Adequacy proxied with Capital Adequacy Ratio (CAR) toward Bank Performance proxied by Return on Asset (ROA). Population in this study are banking companies listed in Indonesia Stock Exchange (IDX) 2015-2017. The technique of determination of the sample using the method of purposive sampling and obtained 27 banking companies with a research period of three years to obtain 81 units of samples. Data analysis was done using Microsoft Excel 2010 and hypothesis testing in this research using Data Panel Regression Analysis with the E-Views 9.0 program and a significance level of 5%. The results of the research shows that (1) Firm Size (SIZE) has a significant positive effect on Bank Performance (ROA), (2) Credit Risk (NPL) has a negative and significant effect on Bank Performance (ROA), (3) Capital Adequacy (CAR) has no effect and significant on Bank Performance (ROA).

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Published
2019-10-31
How to Cite
AriestaV., MarlinaM., & HidayatiS. (2019, October 31). Financial Ratio Analysis of Bank Performance. Journal of Economics, Business, and Government Challenges, 2(2), 119-127. https://doi.org/https://doi.org/10.33005/ebgc.v2i2.80